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Our Sapphire Jumbo loan program offers more for less! It starts with highly competitive pricing - among the best in the industry, then allows for various scenarios that make it easier to qualify your borrowers. What could be better? Consider the following...
For those who don't qualify based on their own income, non-occupant co-borrowers can help improve the DTI ratio by producing a new blended ratio. If the borrower has had an instance of making a late payment on their loan, they are not automatically disqualified. Cash-strapped borrowers will appreciate that this program only requires 6 months of reserves on the primary property when the loan is less than $1 million or 9 months for loans up to $1.5 million. Sapphire offers cash-out options up to 100% and accepts properties that were recently listed for sale. This program also leverages AUS findings for a faster more consistent decision. For borrowers looking for a fixed 30-year Jumbo loan solution that is easier to qualify for and offers a great rate on their primary or second home, Sapphire may be exactly what you need. Contact your account executive or download the product matrix below for more details. |
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